American Express Smart Earn Card Coupon Codes and Offers Jun 2025

American Express Smart Earn Card

Get Rs 200 Cashback on Card Dispatch

About American Express Smart Earn Card

American Express Smart Earn Card is a popular and rewarding credit card offered by American Express, a renowned financial services company with a rich history dating back to 1850. Known for its exceptional customer service and a wide range of financial products, American Express continues to be a trusted choice for individuals seeking exclusive benefits and seamless payment solutions. The American Express Smart Earn Card, in particular, is designed to cater to the needs of savvy spenders and frequent shoppers, providing them with a host of rewards and benefits.

Key features and benefits of the American Express Smart Earn Card:

Rewards Program: The American Express Smart Earn Card comes with a rewarding points program, allowing cardholders to earn points on every eligible purchase they make using the card.

Accelerated Rewards: Cardholders can earn accelerated rewards on select spending categories, such as dining, groceries, and online shopping, maximizing their points earnings.

Welcome Bonus: The card often offers an attractive welcome bonus in the form of bonus points, making it even more enticing for new cardholders.

Redemption Options: Cardholders have a variety of redemption options for their accumulated points, including travel bookings, merchandise, gift cards, and more.

Fuel Surcharge Waiver: The American Express Smart Earn Card may offer a fuel surcharge waiver at select fuel stations, saving cardholders on their fuel expenses.

Zero Lost Card Liability: The card provides zero lost card liability, ensuring that cardholders are protected against any unauthorized transactions made on their lost or stolen card.

Global Acceptance: As an American Express card, the Smart Earn Card is widely accepted worldwide, providing cardholders with the convenience of making purchases both domestically and internationally.

Complimentary Benefits: Depending on the card variant, cardholders may enjoy additional benefits such as complimentary airport lounge access, travel insurance, and dining privileges.

Easy EMI Options: The card allows cardholders to convert large purchases into easy EMIs, providing greater flexibility in managing their expenses.

PRODUCT HIGHLIGHTS
Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Get a cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Earn Amazon vouchers worth Rs. 1,500. Get vouchers of Rs. 500 each upon reaching the spend milestones of Rs. 1.20 lacs, Rs. 1.80 lacs, and Rs. 2.40 lacs respectively in a Cardmembership year. Click here to know more
Get a renewal fee waiver on eligible spends of Rs. 40,000 and above in the previous year of the Cardmembership
ANNUAL FEE
First year fee:
Rs. 495 plus applicable taxes
Second year onwards:
Rs. 495 plus applicable taxes

Country of Origin: United States

By having the American Express Smart Earn Card, individuals gain access to a rewarding credit card experience tailored to their spending habits. The card's rewards program, accelerated rewards, welcome bonus, and redemption options make it an attractive choice for those seeking to earn valuable rewards on their daily expenses.

Cashback Guidelines

Existing Credit Card holders of the issuing Bank will not be eligible for Rewards
No Rewards Applicable for Employees of issuing bank
Card upgrades/limit enhancements are not eligible for Rewards
Tracking Time: 72Hrs after the Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of rewards
Minimum transaction of ₹100 is required within 30 days to activate the card, otherwise it will be closed

Also, Remember
Do not visit any other coupon or deal site after clicking-out from Arista
Do not use a referral code which is not mentioned on Arista
No Rewards are applicable if you cancel the application
Fraudulent activity will lead to cancellation of the Rewards. Arista's decision will be final in this case
If your Rewards do not track, raise a Missing Rewards ticket within 30 Days from the application date
Please send Rewards related queries to Arista only, not to the Issuing Bank

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Card Details

Card Type

Shopping

Reward Type

Reward Points

Points per Rs 100 Expense

2.00

Value of 1 Point

Rs 0.25

Joining Fee

Rs 495

Yearly Fee

Rs 495

Welcome Benefits

Cashback of Rs. 500 and 2,000 Referral Bonus Membership Rewards Points

All Benefits

Rs. 500 cashback on eligible spends of Rs. 10,000 within 90 days of card issuance.
1 Membership Rewards point for every Rs. 50 spent with the card (except spends on insurance, fuel, utilities, cash transactions and EMI conversions)
10X accelerated Membership Rewards Points on Zomato, EaseMyTrip, Flipkart, Uber, BookMyShow,
Ajio, Nykaa, PVR, BlinkIt, and Myntra.
5X Membership Rewards Points on every Rs. 50 spent on Amazon.
Renewal fee waived on the expenditure of Rs. 40,000 or above in the previous year.

Movie & Dining
10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.

Rewards Rate
1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.

Reward Redemption
Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Travel
10X Reward Points on spends on Uber (max cap of 500 Points)

Domestic Lounge Access
N/A

International Lounge Access
N/A

Golf
N/A

Insurance Benefits
Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.